When you are a driver in Texas, your vehicle is required to have an auto insurance policy. This policy must have a certain amount of coverage within it, though you can add more if you choose. If you need auto insurance, give us a call today at JSI & Associates in Porter, TX to find out more and get started.
Auto Insurance: What You Need To Know
In Texas, there are two types of liability coverage that are mandated by law and three amounts of coverage. All of these together are in one auto policy. There is an amount required for bodily injury coverage that is for just one person injured in an accident that you caused. There is another amount mandated for all of the people who are injured in the accident. Both of these amounts are for bodily injury liability. There is another amount required for the damage to the other person’s vehicle, building, etc. This is property damage liability, and it doesn’t cover any damage done to your own property. These are the requirements by the state, but your lender may require you to have additional coverage.
Other Auto Coverage
You can choose to have other types of coverage in your policy, including collision and comprehensive insurance. Comprehensive insurance covers your vehicle against a number of things that can happen when the vehicle isn’t being driven. Collision insurance covers your own property damage after an accident. This is important for paying for your repairs or to pay for you to replace the vehicle. Both of these types of coverage are important for protecting your finances if something were to happen to your vehicle.
Get Your Auto Insurance
To protect yourself from a wide range of expenses, you need auto insurance. Call us at JSI & Associates in Porter, TX to find out more.