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JSI & Associates

23830 FM 1314 Ste B
Porter, TX 77365

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Texas Recreational Insurance: Are you Underinsured?

Although Texans enjoy their outdoor excursions, few take the time to consider what would happen in the event of an accident. The question outdoors enthusiasts might want to consider is whether they have sufficient coverage. At JSI & Associates, we hope our Porter, TX community members consider their level of recreational insurance coverage.

What Is Recreational Insurance?

Recreational insurance is a form of coverage for those who participate in outdoor activities. The goal is to protect people financially in the event of injury, property damage, or death. There are different types for different activities, and most of them have optional coverage that could be available to you. Here are some common scenarios you’ll want to speak to your Porter, TX, recreational insurance agent about to see what types of coverage is available for your specific needs.

Texas Recreational Insurance for Camping

Suppose you’re out camping in a campground. While you, your family, guests, or other campers are moving about the campground, several things could accidentally happen.

  • Someone could trip over a guy line to a tent and suffer injury.
  • A generator or solar pack could spark and catch fire, setting off another fire.
  • You or your teenager could back the ATV into another person’s camping gear or worse.

Many people underestimate the costs involved in treating an injury caused by these types of accidents.

Texas Recreational Insurance for Boating

Boating in Texas comes with specific safety measures. Safety measures are put into place to avoid slip-and-fall accidents due to slippery decks, falling overboard injuries, and protocols are in place if you find your boat mechanically failing in open water. All these situations could indicate unintended injuries or property damage, depending on the circumstances.

Contact Your Trusted Porter, TX, Recreation Insurance Agent

While these types of accidents don’t often happen, they can significantly impact your family finances when they do. At JSI & Associates, faithfully serving Porter, TX, and the surrounding area, we pride ourselves on finding the exact type of insurance coverage you and your family need while you’re enjoying all the Lone Star state has to offer. Contact us today for a free quote!